Wells Fargo bank can’t avoid scandals these days.  Here is another one.  The bank was clearly out of control in its consumer insurance and lending departments and only now is the dysfunction coming to light. How the bank has fallen in reputation.  It came out of the 2008 financial meltdown on a high and with operations that seemed to be working well.  Since then, little has gone right.  Responsibility for the scandals rest with the CEO whether he likes it or not and even though he wasn’t in the chair when the misdeeds occurred.  He now has to investigate every department and root out marginal managers and errant employees.  It will take years for the bank to hold its head high again, and that’s as it should be. One scandal was enough.  Three is well out of bounds.

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